Athens Insurance is certified to market Medicare Supplement, Medicare Advantage (MA & MAPDP), and Prescription Drug Plans (PDP). Whether it is a supplement, PPO or, HMO we are ready to assist you with your Medicare plan needs.
Types of Medicare:
Medicare Part A helps cover inpatient care in hospitals, skilled nursing facilities, and hospice and home health care. Generally there is no monthly premium if you qualify and paid Medicare taxes while working.
Medicare Part B helps cover medical services like doctors’ services, outpatient care and other medically necessary services that Part A doesn’t cover. You need to enroll in Medicare Part B and pay a monthly premium determined by your income, along with a deductible.
Medicare Advantage Plans also known as Medicare Part C are combination plans managed by private insurance companies approved by Medicare. They typically are a combination of Part A, Part B and sometimes Part D coverage, but must cover medically necessary services. These plans have discretion to assign their own copays, deductibles and coinsurance.
Medicare Part D is prescription drug coverage and is available to everyone with Medicare. It is a separate plan provided by private Medicare-approved companies, and you must pay a monthly premium.
Contact us today to schedule a meeting to discuss your Medicare options.